Growing The Future Through Our Services
Unlike other service providers that focus on promoting products, we focus more on understanding you and/or your family’s needs and tailoring a solution to meet those needs.
What Makes Lasting Legacy Different?
Our Proudly South African Team that gives back the power to you, we focus more on understanding you and/or your family’s needs and tailoring a solution to meet those needs.
We offer the most comparison quotes from over 100 Financial Service Providers and have access to over 400 consultants that can assist you Face to Face, Virtually or telephonically. We have saved more than 93% of clients on an average of 30% reduction in premiums.
Putting money back in your pocket is what we do best.
Lasting Legacy’s Mission
Empowering and educating clients on their existing portfolios. We believe in giving our clients honest, practical access to expert Financial Consultants, coupled with a sound plan of action. We want to reach millions of South Africans by providing the lowest cost premiums with the best benefit structure.
Why Use Lasting Legacy?
We want you to have complete peace of mind, the kind that comes from knowing that you are dealing with a professional Service Provider.
Our Services
Having partnered with the leaders in the fiduciary market allows us to provide you with the best opportunities tailored to your needs; on your life-long financial journey.
Lasting Legacy Services
At Lasting-Legacy, our focus is on growing the future through our partners in the financial services and effectively working with our clients. Our consultants are continually upskilling themselves to provide the best services for our clients. We ensure that you make an informed decision on investment and management of finance on behalf of a person or organization.
Life Insurance
Lasting-Legacy ensures your family is protected even if the unexpected happens to you. We take precautions against the financial implications of your death. We have an in house Financial Advisor from one of the largest independent insurance brokerage in South Africa. They will help you assess your current needs for life insurance cover to ensure you have the correct product in place
Dread Disease Cover
There is probably a handful of people today who can safely say they do not know or have known of someone who has been affected by dread diseases such as cancer, heart disease, a stroke, or many other illnesses. Although medical advancements have allowed people to live after contracting a dread disease, the process of recovery and or cure can be a long and tedious battle. Most people who fall ill are unaware of how much financial constraint a sickness can impose on themselves, their work, or their loved ones and therefore having sufficient Dread Disease cover can allow you to focus on recovery rather than having to worry about the costs or monthly expenses as well.
Retrenchment Cover
This type of insurance protects you after you lose your job due to retrenchment. The constant ever-changing economic climate can provide many risks in your employment; However, You can become unemployed suddenly. If you should face retrenchment you have a “safety net” to fall back on while you look for another job.
Income Protection Cover
This is really about insuring your income in case of illness or debility. Many people who have gone through disability or dread disease can attest to how vital an income was through their traumas or sicknesses. Income Protection allows you the peace of mind that comes with replacing your income when you cannot work. This benefit can be structured to cover 100 percent of your income and can be payable till retirement if structured correctly. If you are unsure if you have this vital benefit or if you qualify for it, please feel free to make contact with us to correctly advise you.
Disability Cover
This is generally a lump sum benefit that is payable in the event of partial or complete disability. This is generally tailored to allow you to settle a debt and enable you to make the relevant lifestyle adjustments if you were to become disabled. Usually, people only look to have either Disability Cover or Income Protection. However, ideally, you should have both. Income Protection replaces your income. Lump-sum disability cover allows you to settle debts or liabilities or finance potential charges to your lifestyle in the event of long-term disability.
Wills & Estate Planning
Do I need to have A Will and have my Estate Planning reviewed?
The answer is “YES”. You may hear the word “ESTATE” and think of mansions and millions of Rands. But you don’t have to be wealthy to have a well-planned estate or an up to date will. In fact, it is important to protect whatever assets you or your family have in place.
Are you certain that your Estate Planning is correct? Up to date? Relevant to your current needs and circumstances? When was the Last time your Will was updated? Are all your children included? Do you even know if your will is kept in safe custody?
If you have answered NO to any questions above then it is imperative that you seek advice. Speak to one of our Qualified Consultants to help guide you through this process?
“Planning is bringing the future into the present so that you can do something about it now.”
Wills and Estate Planning
Why a Will?
You need a will – a legal declaration by which you name one or more persons to manage your estate and provide for the distribution of your assets after you’ve passed. This ensures that your estate can be wound up timeously and accurately so that your loved ones can be looked after post your death in the same way you looked after them while you were alive.
What happens if you don’t have a Will?
Meet Our Team
Why Use Lasting Legacy?
We want you to have complete peace of mind, the kind that comes from knowing that you are dealing with a professional services provider.
Lasting Legacy’s Mission
Empowering and educating clients on their existing portfolios. We believe in giving our clients honest, practical access to expert Financial Consultants, coupled with a sound plan of action.
We want to reach millions of South Africans by providing the lowest cost premiums with the best benefit structure.
